Besides, in your application, clearly explain your ideas and your arguments against the university. That was 8 years ago and said I needed to contact Resolution Asset Services to deal with the issue. So lets see…UOP lies to us and gets us to receive loans on an education that is worthless. God bless you for this information. I would definitely pursue the BDAR Discharge in your case, it sounds like you may have a slam dunk here! You can also try looking at the Internet Archive’s old copies of the UoP website to see if it was listed anywhere on their site, perhaps in marketing copy or sales copy, and that would be perfect as evidence. It’s just a huge scam. They told me how amazing their school would be for me. Hello, I’m just now learning about this lawsuit and never receive emails from my the DOE regarding this. When I attended Kaplan, I failed one class, but did not need to pay anything extra in, my student loans took care of this. If you did not benefit from the University of Phoenix class-action lawsuit, you still have some options to reduce the debt burden. If you paid, then you probably won’t qualify for anything. I’m on income based but 20 years for forgiveness. Also – remember that all sorts of other things can make you eligible as well, like if UOP promised you job placement, or a salary level, or a specific job title. If you qualify for a Borrower’s Defense discharge and get your University of Phoenix loans forgiven, then you’re going to count whatever amount is forgiven as income on your next IRS filing. 1845-0058 Form Approved Exp. Did they promise a certain role? I was also told they had a mentoring program that would assist in getting a job for me once graduated, not the truth at all. I’d try contacting the Department of Education directly and asking them where to access the paperwork. I was told that there will be a few group assignments but I had them in all my classes and my grades were always contingent upon the groups efforts. Let me know if you’re able to locate an expert because I would love to have someone I can refer my readers to. LOAN DISCHARGE APPLICATION: FALSE CERTIFICATION (ABILITY TO BENEFIT) William D. Ford Federal Direct Loan (Direct Loan) Program Federal Family Education Loan (FFEL) Program OMB No. I hope you explained those parts VERY clearly in your application, giving details about exactly what was said, who said it, and especially how it impacted your decision to borrow money for the school, because that’ll basically be the thing that determines your approval or not. The fact that they told you you would make $50k – $80k is definitely what you should focus on. Things get tricky when you used GI Bill benefits to pay for the costs of the program, but it’s still possible that you can apply for a BDAR discharge. Third, the University of Phoenix loan forgiveness discharge may not be for the full amount of your loans. The lawsuit charged the UOP, as it used delusive recruiting methods, misrepresenting the income and job replacement rates. If you are among the deceived victims of any school, there is an opportunity for you to get, The University of Phoenix is accused of many. Many students of the University of Phoenix has a problem paying their student loans. Those sorts of statements don’t constitute fraud. In the next section of our article, you will learn about the qualifications and the requirements of getting a benefit, refund, or discharge for your University of Phoenix student loans. It may take a year to get a notification from the Education Department. Be as specific as possible! If you can prove they committed fraud against you, you’ll be all set. My loan is through Great Lakes. Let’s now learn the application process and steps you need to take in 2019, to get forgiveness for your University of Phoenix student loans. You need to keep paying your loans until you receive official notification from the Department of Education that says your loans have been forgiven and that you do not need to continue paying them off. Don’t buy it and They also sent in their letter that they regret that I do not believe the benefits were attained om my educational goals. I definitely think that you may have a chance at a BDAR discharge if you can prove the part about the promise that Grants would cover all your costs. If you were lied to about eligibility for employment then there’s a chance you’ll qualify for a Borrower’s Defense to Repayment Discharge. That’s not fraud. As the Department of Education announced, borrowers may get partial loan forgiveness, depending on their income. I can’t thank you enough for your info! Neither of which is true, I was able to get liscenced with my degree and found a job (on my own) but found it odd that as a family therapist I had to take a test that kept the community counseling program CACREP accredited, they told us that we didn’t have to pass, but luckily I did because they actually pulled you from the program if you didn’t, until you passed, despite this not being part of our program. I wish I could send a PDF so you can read it, because every time I do read it it makes me madder then a jack rabbit caught it a briar patch. Of course UOP lead me to believe that I would be able to get a job right out of school. Hi Sarah. I was told that since I was talking about transferring to another school that I needed to cancel my loans and that I would need to pay them for the cost of the one class. I appreciate your response. I wish I could give you an idea on timing, but I’ve been hearing all sorts of things, from people waiting 2+ years to hear back on their initial application, to others who got a response right away. They can give you all the details about how much you still owe. Thanks from fellow cowgirl!!! What type of documentation would suffice to submit an application for BDAR? Then, I was told that they don’t accept everyone Into the university and I see they have a 100% acceptance rate. What you’ll need to do is sit-tight, keep your fingers crossed, and hope that you filled everything out correctly in your paperwork, because any mistake is likely to get your application denied. So when I decided to enroll towards a MBA, which I did get in 2014, and the recruiter explained the graduation rate of 90+% and the job opportunities that are available for UOP graduates are better because of the number of graduates in significant positions throughout the country would be sufficient rationale for filing a claim? But it sounds like they’ve just got their lines crossed and are harassing you without any real claim. They told me that hey do guarantee job placement to its students, but there are a wide variety of tools available to all current students and alumni. He told me to contact my advisor (who I had never had contact with) and see if they could appeal it with the board. Take into account all the fraudulent activities that you experienced. I had a BA in English and I wanted to be a middle school special education teacher. To qualify for the University of Phoenix loan discharge, students should have attended the school between October 2012 and December of 2016. I transferred from University of Everest to University of Phoenix based on the sales pitch so to speak from the UOP recruiter. I can’t imagine how bad it will be. Can borrowers whose applications are granted be repaid for loan amounts that were repaid on FFEL loans prior to application? If the school made false promises and committed fraud against you, then you should submit a BDAR Application. I never visited the enrollment office or anything! Yes, people have come back and reported they had their Borrower’s Defense Applications approved. They also convinced me that i would be able to get a job with my certificate but all the jobs i have seen in my field they want expirence so i owe all this money and cant even get a job. I’ve answered over 3,700 comments on my site since launching it way back in 2012… does that sound legitimate enough for you? © 2018 THEMEMOUNTAIN. Like I said I know I dont qualify but wanted to get my story out there. University of Phoenix Loan Forgiveness o Currently have employment and be used . You should definitely look into the Borrower’s Defense to Repayment Program because you may have a shot at getting an approval here, but you also may end up getting something as a result of the big lawsuits against Navient. Partially because it’s my calling and because the degree has done nothing for me. After this student loan class-action lawsuit, the University of … They offer free legal advice for student loan-related issues like this. The Direct Loan Program (FDLP) is the only government-backed loan program in the United States. I have just recently learned of this information from you. Hey Tim: Not only was I told the graduation and job placement rate was over 90%. You can follow our guide to learn about the eligibility requirements and application process in 2019 to get forgiveness for your student loans. I was paying off my Federal loans as scheduled but then I had to go on disability and didn’t have as much disposable income as before and fell behind. It all hinges on your ability to convince whoever at DOE reviews your application – remember, you’re writing this for a human being, but it’s a legal process, so you need to be SUPER SPECIFIC about exactly what was done to you and how it impacted you! Hi. I feel like I am still paying those classes now through Navient? I have to wonder how they could prove that number, and whether or not that was one of the things that got them in trouble. This is only for Department-held loans, but the Department is encouraging other loan holders to create a process like this one as well. If you could find those details, you’d have a solid shot at a BDAR discharge. I have more. Is there any refund program or hope for people who graduated from UOP using the GI Bill? Keep in mind that while your application is being reviewed, you do not need to stop paying your student loan debts. I went to UoP because I was told they had a great program that would help me get a better job that paid more with an MBA. No one knows what President Trump’s plan for student loans actually looks like, and until the details of it are revealed, we need to be prepared to lose the Borrower’s Defense process at any moment. Last, thank you for all your support, time, effort, and energy put into such an important effort Know that you are helping to truly make an enormous difference in people’s individual lives! Can you send me the direct link? Many Americans who get overwhelmed by student loan debt are told student debt can't be erased through bankruptcy. Wow – this sounds like something I would want to have an attorney review. Can you offer your thoughts on the above? They have done nothing but lie from the beginning. “We are continuing to evaluate your application. Loan Discharge Program. After this student loan class-action lawsuit, the, University of Phoenix settled $10 million by ED, The University of Phoenix faced claims such as illicit activities against. Many students of the University of Phoenix has a problem paying their student loans. You need to prove this school lied to you, knowingly, in order to trick you into borrowing money to attend their program. No one contacted me the entire time I was on suspension. We feel very stupid for falling for their hype and getting into this mess that will still be there when we die. Tiffany Douglass, MA, Dr. H.C. You don’t really need details on a specific case that succeeded; you should just pursue the BDAR Discharge and explain exactly why you qualify for it. A few other google hits make it a little unclear whether she even has the option of making this application now, given that she didn’t borrow from UoP directly (I think that was what I read, a bit fuzzy). Any suggestions on what the issue may be? If I restart a new application is there a chance I would be removed from the lawsuit to make the DE make a decision about the case. A range of salaries? I think you have a clear case of wrongdoing here. My highschool was not valid, my entrance counselor told me to appeal since I had already completed credits. If the program you were enrolled in closed before you could finish off the required credits, then yes, you will qualify for a Closed School Discharge. I would try to tighten up your language and list actual quotes that were direct promises made by them. If they are forgiving these loans are they repaying them to the creditor that loaned us? My loan has been sold several times. I asked them why. I’m going to look into it and see if there’s some sort of non-reported pause on BDAR applications, but I haven’t seen anything like this in the news, and I think it’d be widely reported if there were serious issues. They are a group of attorneys who are backed by the Federal Government and who are authorized to provide legal advice on student loan-related issues. Thanks for coming back to let me know it helped and I’ll keep my fingers crossed for you! Every penny out of my pocket. The really good news is that if your application is approved, your entire University of Phoenix loan will be forgiven, and you may even qualify for a refund for any amount of money that you have already paid to the school or their parent company, the Apollo Education Group. My husband and I both graduated from there in the early 2000’s and are still horribly in debt with our student loans. If my total debt is about to be relieved by reason of mental disability and being on ssdi can I still get back the overpayment relief. Has taken them down temporarily for some questions pursue a BDAR discharge, you have not received the of! Found that funny since I ’ m also ABD ( all but ). 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